diff --git a/README.md b/README.md
index 2a36158..58bb029 100644
--- a/README.md
+++ b/README.md
@@ -452,7 +452,20 @@ Struct: `usecase.LoaFormRequest` (`internal/interfaces/usecase/loa.go:20`)
     "cc_image_slim": "http://.../card/jcb_platinum_slim.png",
     "minimum_loan": 1000000,
     "maximum_loan": 20000000,
-    "loan_multiplier": 100000
+    "loan_multiplier": 100000,
+    "simulation": [
+      {
+        "simulation_code": "...",
+        "term_code": "123",
+        "monthly_payment": 1700000,
+        "monthly_payment_string": "Rp1.700.000",
+        "admin_fee": 200000,
+        "admin_fee_string": "Rp200.000",
+        "term": 3,
+        "term_string": "3 Bulan",
+        "interest_rate": 0.5
+      }
+    ]
   }
 }
 ```
@@ -463,6 +476,8 @@ Struct: `usecase.LoaFormRequest` (`internal/interfaces/usecase/loa.go:20`)
 
 > **Frontend validation:** the user-entered `amount` must be a multiple of `loan_multiplier` (e.g. if `100000`, only values like `100000`, `200000`, `1500000`, … are accepted).
 
+> **`simulation` field:** the `/form` response now also includes a pre-fetched list of simulations (same shape as `usecase.LoaTermResponse.simulation`). The simulations are calculated using the card's `maximum_loan` so the frontend can render a sample of available tenors before the user finishes entering an amount. The full per-amount simulation is still returned by `/term`.
+
 ### Error Codes
 
 | Code | When |